Can I claim?
To claim income protection you will need to provide medical evidence that your illness or disability has stopped you from working or earning an income. Your disability does not need to be caused by work.
Income protection benefits are only paid for a defined period, usually between 2 to 5 years. Depending on your coverage, there may be some policies that will pay benefits up to age 65 or older. The policy will generally pay a percentage, commonly 75%, of your usual wage or salary. This, of course, varies from case to case, so it is important that you get in touch with us. We can help your determine your correct entitlements and maximise your benefits.
You may also be able to claim even if you can perform a different job to your usual occupation, and it is costing you money. For example if you are only able to work part-time, and you were employed as a full-time employee prior to the disability, injury or illness, you may be able to claim the difference.